Momentum Is Building: Why 2026 Homebuyers in Colorado Springs Should Start Preparing Now

 Quietly but steadily, momentum is returning to the housing market — and buyers are starting to feel it.

New data from NerdWallet shows more Americans are beginning to think seriously about homeownership again. Last year, 15% of respondents said they planned to buy a home within the next 12 months. This year, that number rose to 17%.

While a 2% increase may sound small, in a market that has seen buyer hesitation over the past few years, it’s a meaningful shift. More people are feeling financially and emotionally ready to take the next step — and many are targeting early to mid-2026 as their buying window.

Here in Colorado Springs, that matters. With continued in-migration, a strong military and medical presence, and limited land availability in desirable areas like Northgate, Flying Horse, Briargate, Wolf Ranch, and Monument, preparation can make a real difference when competition increases.

If buying a home in Colorado Springs is on your radar for 2026, now is the time to start laying the groundwork — without pressure or urgency, just smart planning.

Planning to Buy in Early 2026? Start with These 4 Steps

If you’re hoping to move sooner rather than later, here’s where to focus first:

1. Get pre-approved.
A pre-approval helps you understand your true buying power and what today’s interest rates mean for your monthly payment. Keep in mind, most pre-approvals are valid for 30–90 days, so this step is best timed when you’re getting serious.

2. Run the numbers.
Look closely at your full financial picture — current expenses, savings, and future housing costs. This clarity helps you buy comfortably, not stretched.

3. Define your non-negotiables.
Location, commute, school districts (such as D20 or D38), home layout, outdoor access, and lifestyle needs all matter. Getting clear now makes decisions easier later.

4. Choose your agent early.
The right Colorado Springs real estate agent does more than show homes. They help you understand pricing, timing, competition, and strategy well before you write an offer.

Buying Later in 2026? This Is Still Your Window to Prepare

Even if your move is further out, preparation today builds confidence tomorrow. Consider:

• Improving your credit

• Automating savings

• Using side income to boost your down payment

• Applying unexpected funds (bonuses, tax refunds) toward your home goals

The common thread? Buyers who prepare early move with far less stress.

Bottom Line

If buying a home in Colorado Springs or Monument is part of your 2026 plan, let’s start the conversation now — not to rush, but to prepare. Every successful move starts with a plan. And I’m here to help you create one that fits your timeline, goals, and lifestyle. What’s important to note is that the slowdown you see in the orange bars on this graph wasn’t simply A Top Realtor, Marquesa Hobbs,  is ready to help you whether you are buying or selling Real Estate!

cell 719.238.0330 office 719.536.4444

Marquesa@ColoradoHearthstone.com